Tool · EOR cost calculator
See the full loaded cost of an India engineer.
Engineer gross is not the cost of employing them in India. The calculator adds the statutory loadings every employer pays — EPF, gratuity accrual, Professional Tax — and the TWF Labs EOR fee, so you can budget against a real number before the intro call.
Inputs
No email gate. Numbers stay in your browser.
Defaults seeded from Glassdoor / Levels.fyi medians (May 2026). Salary medians: Levels.fyi and Glassdoor, May 2026.
Total fixed CTC the engineer is offered, in Indian rupees.
Default is the published TWF Labs rate. Override only if you're modelling a specific quote.
Quarterly average. Used only for the USD column.
| Engineer gross | ₹1,83,333 per month |
| Basic + DA (50% rule) | ₹91,667 per month |
| Employer EPF (12% of basic + DA) | ₹11,000 per month |
| Gratuity accrual (4.81%) | ₹4,409 per month |
| Professional Tax | ₹200 per month |
| TWF Labs EOR fee | $129 per month |
| Total loaded cost | ₹2,09,779 $2,497 |
Estimates only. Actual costs depend on salary structure, state, benefits, and current statutory rates. Not a quote.
What this assumes
- 2025 Labour Codes “50% rule”: basic + DA ≥ 50% of CTC. Some structures push higher.
- Employer EPF at 12% of (basic + DA). We do not apply the ₹15,000/month statutory wage ceiling — foreign employers typically don't cap, and capping can be challenged later.
- Gratuity accrued at 4.81% of (basic + DA). Vested at 5 years of continuous service.
- ESI rarely applies to senior engineers (gross threshold ₹21,000/month). Toggle on if you're modeling a junior hire.
- Professional Tax is state-specific (Karnataka, Telangana, Maharashtra differ). ₹2,400/year is a working placeholder.
- Not legal or tax advice. Talk to us on the intro call for a number specific to your offer.
FAQ
Common questions, direct answers.
Why is the loaded cost higher than the engineer's gross?
Because Indian employment law requires the employer to pay statutory contributions on top of gross salary — most importantly EPF (12% of basic + DA) and gratuity accrual (4.81% of basic + DA). These are real costs of employing anyone in India, through us or through your own entity.
What's the "50% rule" the calculator uses?
Under the 2025 Labour Codes (in force 21 November 2025), basic wages plus Dearness Allowance must be at least 50% of CTC. PF and gratuity are calculated on (basic + DA), so raising that floor raises the statutory outflow.
Where did the salary defaults come from?
Glassdoor and Levels.fyi medians for mid-senior through staff engineers in Bangalore as of May 2026. Your actual offer should be calibrated against the city, stack, and seniority — we share live benchmarks on the intro call.
Is the EOR fee shown the published one?
Yes — the default is the published TWF Labs rate of $129/engineer/month, all-in. You can override it in the calculator if you're modelling a specific quote.
Should I treat this number as a quote?
No. It's a working model — useful before the intro call, not after. Real CTC structures vary by state (Karnataka, Telangana, Maharashtra all differ on Professional Tax), by age (gratuity), and by elections (NPS, voluntary PF). We'll give you a firm number on the call.
Have a number? Pressure-test it on a call.
Free intro, founder-replied within 24 hours. Bring the calculator output — we'll match it to a real offer.